These Doctors Like the Transparency and Freedom Found in Health Care Sharing
Samaritan Ministries Members Share with Many Doctors Health Care Ideals and a Desire to Honor God with Their Health Care
PEORIA, Ill.—Doctors who work with members of health care sharing ministries, like Samaritan Ministries International (samaritanministries.org), one of the leading health care sharing ministries in America, appreciate the transparency in both care and cost as well as the freedom to truly care for their patients that these ministries offer.
For example, Dr. Eric Potter runs Sanctuary Functional Medicine of Franklin, Tennessee, and recently spoke with Fox Business about his experiences with members of health care sharing ministries (HCSMs), which account for up to 15 percent of his patients.
“There are three reasons I take patients with health care sharing ministries,” said Potter, who is also a Samaritan member. “It’s predictable; it’s prompt; and it’s transparent. It’s predictable because you know they will pay the [discounted] amount billed. There’s not this thing with insurance companies where they might pay or they might not or they might only pay part of the fee. I don’t have to guess. That means I can use fewer office staffers. It’s prompt because these [HCSM] patients pay within 90 days. It’s transparent because instead of playing games where some doctors send a higher-priced bill knowing they’re only going to get paid $65 out of every $100 that’s billed, [HCSM members will pay the discounted bill]. The upshot is that I can focus on taking care of the patient instead of worrying about whether the insurance company will or won’t pay.”
Dr. Patrick Rohal started his direct primary care practice, CovenantMD in Lancaster, Pennsylvania, two years ago and says he also is able to maintain a smaller staff because there are no insurance billing responsibilities and the practice can have a smaller panel of patients.
Rohal not only appreciates health care sharing as a doctor, but as a member of Samaritan Ministries as well.
“Our mission is to put a fresh focus on the primary care patient/doctor relationship, a focus that has waned in this era of large, busy practices,” Rohal said. “Our patients enjoy a very simple primary care cost structure, with very transparent pricing for lab tests, medications and radiology. Because we do not bill health insurance, we do not need to employ a large office staff dedicated to all the nuances of insurance reimbursement. That means our patients interact with the one nurse and the one doctor that knows them. They get a live person when they call our office, and it’s either their nurse or their doctor, not a chain of command or a recorded message. Yes, the doctor answers the phone!”
Each month, the more than 78,000 Samaritan member households, comprising more than a quarter of a million individuals, share about $27 million in medical needs person to person. In fact, from 2007 through 2017, Samaritan Ministries members shared $1.2 billion in health care needs.
While sending monthly financial shares directly to other member families, these members also pray and send notes and cards of encouragement through this effective, affordable and God-honoring ministry. For the 23 years of Samaritan Ministries’ existence, the monthly financial share has never exceeded $495 for a family of any size and is even less for couples and singles.
Samaritan Ministries offers two membership levels, Samaritan Classic and Samaritan Basic. Samaritan Basic has a lower monthly share coupled with a higher initial unshared amount than Samaritan Classic. This gives both present and future members two options for choosing what they believe is best for their families—and their budgets. Monthly shares for Samaritan Basic start as low as $100 for one person, $200 for two people and $250 for a family of any size, depending on age. Some guidelines differ between Samaritan Basic and Samaritan Classic; contact Samaritan Ministries for details or visit this link.