Health Care Questions to Ask Before Open Enrollment Begins on November 1
Affordable Care Act Remains in Effect, But Samaritan Ministries Still Offers Advantages
PEORIA, Ill.—So far in this tumultuous year of health care news, efforts to repeal and replace the Affordable Care Act (ACA) have failed. Therefore, millions of Americans must still make decisions about their health care during this year’s open enrollment period from Nov. 1 through Dec. 15.
Samaritan Ministries International (samaritanministries.org), one of the leading health care sharing ministries in America, offers a viable, affordable and God-honoring option for Christian families.
“Many must make difficult health care decisions as an uncertain health care landscape changes at a rapid pace,” said Anthony Hopp, Samaritan Ministries’ vice president of external relations. “With the open enrollment period right around the corner, Samaritan Ministries is not only educating Americans about their health care options, but encouraging them to make a list of questions about their health care and do the research to find the best answers that will truly benefit their families.”
Some of the questions Samaritan Ministries suggests people should consider include the following:
- Does my current plan allow me to be in the driver’s seat and direct my own health care?
- If I have been afraid to consider health care sharing, what has been causing that fear? Shouldn’t I learn how Samaritan answers my concerns?
- How many options do I have in the ACA marketplace?
- How much does my insurance plan cost per month? Per year?
- How much can I afford for my health care? How much am I paying?
- Are there better options?
- Do I want to be part of a government system?
- Can I choose my insurance company when I need health care?
- Do I believe prayer and personal caring are important?
- Do I trust my insurance provider?
- Am I happy with the direction of health care in America?
- Am I satisfied with my provider choices?
- How should I balance personal responsibility and risk?
- How much are my out-of-pocket costs per year before my family receives help with our expenses?
Samaritan Ministries recently introduced a new level of membership called Samaritan Basic, which allows members to choose a lower monthly share amount coupled with a higher initial unshared amount, giving both current and potential members another way to make the best health care sharing decisions for their families.
Monthly shares for Samaritan Basic are determined by age and household size and start as low as $100 for one person, $200 for two persons and $250 for a family of any size. Some guidelines are different for Samaritan members participating in Basic, such as the fact that the members who choose the Basic level will have only 90 percent of their qualified expenses shared by other members after they meet an initial $1,500 unshared amount per need. Those who are interested in Samaritan Basic may contact Samaritan Ministries for details or visit this link.
All members, however, regardless of their membership level, will be a part of the same Biblical community that will “bear one another’s burdens” as the Bible instructs in Galatians 6:2. All members will also receive shares directly from other members, along with notes of encouragement and prayers.
Derek and Sarah from Kansas recently wrote that health care sharing has given them more flexibility and more accountability, too.
“Before, trying to figure out a bill and what insurance was supposed to cover, when to expect the bill and predict the amount was such a gamble,” they said. “Samaritan has simplified health care for our family. We have also enjoyed encouraging others who are ill through letter writing. So thankful for this ministry.”
Every month, Samaritan members—70,000 households and more than 229,000 individuals—give directly to their fellow members who have qualified medical needs. Currently, this Biblical community shares about $25 million each month in medical needs.